Fire Industry:
FIRE: Average
Properties of fire: warm and gives off heat.
Fire industries are those related to electrical products, stock markets, restuarants, lightings shops, fast food chains, bakery shops, accounting firms.
Earth Industry:
EARTH: Average
Properties of earth: hard and stillness.
Earth Industries are those related to properties, human resource, pet shops, chemicals, cosmetics, renovation companies, developers, agriculture, insurance, construction firms, cosmetic surgery etc.
Metal Industry:
METAL : Excellent
Properties of metal: hard and piercing.
Metal Industries are those related to banking, machineries and equiptments, law, fortune telling, gold jewellery, robotics, steel, vehicles.
Water Industry:
WATER: Poor
Properties of water: Wavy.
Water Industries are those that deal with internet (dotcoms), consultancy, shipping, transportation, logistics, distribution, tourism, lottery, cold beverages, hotels, shipbuilding, information technology, broadcasting, airlines, oil, marine products, money lending, telecommunications, animation, advertising.
Wood Industry:
Wood : Excellent
Properties of wood: hard and grows upwards.
Wood Industries are those related to Government, printing, seminars/events, universities, schools, textile firms, paper and pulp, timber, furniture, fashion, politics, education, hair salons, photography.
Showing posts with label 2009. Show all posts
Showing posts with label 2009. Show all posts
Sunday, January 11, 2009
Monday, December 01, 2008
Lower EPF Employees' Contribution Rate Starting January 2009 Wage
Members of the Employees Provident Fund (EPF) will be able to benefit from the reduction of the employees’ monthly statutory contribution rate by three per cent, from 11 per cent to 8 per cent, effective from January 2009 wage for a period of two years.
Deputy Prime Minister and Finance Minister YAB Datuk Seri Najib Tun Abdul Razak made the announcement during the winding up speech for the Ministry of Finance on the 2009 Budget on Tuesday. The move will help increase members’ disposable income in the context of the current economic outlook. At the same time, the higher disposable income will support domestic consumption and thus help sustain the momentum of economic growth.
The decision to reduce members’ statutory contribution rate was taken twice before in 2001 and 2003 as part of an economic stimulus package.
For ease of members and to better facilitate implementation of the measure, the reduction of the employees’ contribution from 11 per cent to 8 per cent will be made automatically, effective from January 2009 wage. This arrangement will be implemented until December 2010 wage.
However if members wish to maintain the contribution rate at 11 per cent may choose to do so by filling up Form KWSP 17A (AHL). Once completed, the forms can be submitted to the members’ respective employers for submission to the EPF.
In the meantime, the EPF will be issuing a new monthly contributions schedule accordingly. Members and employers may obtain the new schedule and Form KWSP 17A (AHL) from all EPF branches or download them from our website, myEPF, at www.kwsp.gov.my from 1 December 2008 onwards.
(NIK AFFENDI JAAFAR)
Senior Manager
Public Relations
Employees Provident Fund
Deputy Prime Minister and Finance Minister YAB Datuk Seri Najib Tun Abdul Razak made the announcement during the winding up speech for the Ministry of Finance on the 2009 Budget on Tuesday. The move will help increase members’ disposable income in the context of the current economic outlook. At the same time, the higher disposable income will support domestic consumption and thus help sustain the momentum of economic growth.
The decision to reduce members’ statutory contribution rate was taken twice before in 2001 and 2003 as part of an economic stimulus package.
For ease of members and to better facilitate implementation of the measure, the reduction of the employees’ contribution from 11 per cent to 8 per cent will be made automatically, effective from January 2009 wage. This arrangement will be implemented until December 2010 wage.
However if members wish to maintain the contribution rate at 11 per cent may choose to do so by filling up Form KWSP 17A (AHL). Once completed, the forms can be submitted to the members’ respective employers for submission to the EPF.
In the meantime, the EPF will be issuing a new monthly contributions schedule accordingly. Members and employers may obtain the new schedule and Form KWSP 17A (AHL) from all EPF branches or download them from our website, myEPF, at www.kwsp.gov.my from 1 December 2008 onwards.
(NIK AFFENDI JAAFAR)
Senior Manager
Public Relations
Employees Provident Fund
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